Everybody loves credit card sign-up promotions, but not many of us realise the promotions don’t end with a welcome gift. Banks actually shower us with tons of lifestyle deals and perks just for owning and using their credit cards or debit cards. Once in a while, we even get super exclusive deals like priority access to concert tickets—who can forget the onslaught of Swifties who flooded UOB just for a chance to buy an Eras Tour ticket during the pre-sale?
Here’s a look at all the ongoing bank offers and deals in Singapore that you can enjoy with your credit card, including exclusive access passes, cashback or gift promotions, and flight deals.
Best Bank Offers in Singapore (Dec 2023): UOB, Citibank, And More
Bank offers in Singapore: Exclusive access
1. Citibank: UEFA Champions League Final, London 2024
2. Citibank: UEFA Player Mascot Mastercard Priceless Experience draw (Citigold Private Clients)
Bank offers in Singapore: Cashback and gifts
3. Standard Chartered: A Million Reasons to be Happier
4. UOB: Complimentary Crossings luggage with $3,500 spend
5. CIMB Credit Cards Christmas 2023
6. Maybank: Festive Sure-Win Game
Bank offers in Singapore: Flights
7. Citibank: Complimentary American Tourister luggage with $2,000 spend on SIA
8. DBS: Up to 10% off Emirates flights
9. DBS: $20 off AirAsia flight bookings on weekends
10. HSBC: 5% off airfare on EVA Airways
11. Credit card privilege programmes in Singapore
Bank offers in Singapore: Exclusive access
1. Citibank: UEFA Champions League Final, London 2024
If you were looking for a sign to get a Citibank card, this might be it.
Citibank is flying 4 lucky cardmembers with 1 guest each to watch the live UEFA Champions League Final at London’s prestigious Wembley Stadium. A once-in-a-lifetime opportunity for football fans!
Citibank’s UEFA Champions League Final draw: What’s included?
There are 4 packages to be won, each package for 1 winner and 1 guest. Here’s what’s included in the all-inclusive, 4-day, 3-night trip:
- UEFA Champions League Final 2024 tickets (x2)
- 1 double-occupancy hotel accommodation including breakfast, dinner on Day 1, Day 2 & Day 3 at selected restaurants
- Transportation to/from the airport and hotel in London
- Ground transportation for all program related activities
- US$250 prepaid Mastercard
- Private guided city tour
- UEFA Champions League x Mastercard themed gift bag.
- Business-class flight tickets to London.
The Final is happening on 1 Jun 2024, and Citi cardholders can enrol in the draw from now till 31 Jan 2024. You get 1 chance in the draw for every $1,000 qualifying spend on your Citi Mastercard credit or debit card.
How do I enrol in the Citi UEFA Champions League Final draw?
There are 2 ways. The first is to log in to your Citi Mobile App > Tap on Get More > Enrol now. Here are screenshots to guide you from the Citi website:
However, on my own Citi app, I didn’t see the “Get More” option upon logging in. To get to the UEFA draw page, I first tapped on “For You” on the bottom menu bar. This brought me to a page with the “”Get More” tab, under which I could enrol.
The second way you can enrol in the draw is via SMS. Send an SMS in the following format to 72484:
CITIUCL<space> Last 4 digits of your Citi Credit/Debit Card number (e.g. CITIUCL 1234)
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2. Citibank: UEFA Player Mascot Mastercard Priceless Experience draw (Citigold Private Clients)
Aside from the mass draw above, Citibank is also holding another UEFA Champions League Final for Citigold Private Clients with assets under management (AUM) of S$2,500,000 and above as of 31 Jan 2024.
The prize includes something special—one child will get the chance to accompany a player on the field as a player mascot!
The lucky kid will be accompanied by lucky adults who get pretty much the same package as the first Citi UEFA draw above, just for 3 pax instead of 2:
- UEFA Champions League Final 2024 tickets (x3)
- 1 triple-occupancy hotel accommodation including breakfast, dinner on Day 1, Day 2 & Day 3 at selected restaurants
- Transportation to/from the airport and hotel in London
- Ground transportation for all program related activities
- US$250 prepaid Mastercard
- Private guided city tour
- UEFA Champions League x Mastercard themed gift bag.
The mechanics of this draw work a little differently—eligible Citigold Private Clients need to hit a minimum qualifying spend of S$6,000 on their Citi credit or debit Mastercard to enter the draw. So from now till the draw closing date of 31 Jan 2024, you just need to qualify–it’s not about getting more draw chances.
How do I enrol in the Citi’s UEFA Player Mascot Mastercard Priceless Experience draw?
Similar to the main draw, the Player Mascot Mastercard Priceless Experience draw also requires you to enrol via the Citi Mobile App or by sending an SMS in the following format to 72484:
CITIUCL<space> Last 4 digits of your Citi Credit/Debit Card number (e.g. CITIUCL 1234)
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3. Standard Chartered: A Million Reasons to be Happier
Standard Chartered’s giving their cardholders A Million Reasons to be Happier—a million dollar cashback giveaway happening from now till 15 Jan 2024.
The mechanics for their million dollar cashback giveaway are simple. During each qualifying period, spend on your Standard Chartered credit card and earn cashback based on your spend amount:
| Spend amount per qualifying period | Cashback amount per qualifying period |
| S$2,000 to < S$5,000 | S$20 |
| S$5,000 to S$12,000 | S$50 |
| > S$12,000 | S$100 |
The total amount of cashback Standard Chartered is giving away comes up to a million dollars.
At the same time, Standard Chartered is also hosting a $2,000 TANGS shopping spree promotion. When you fulfil certain criteria, you earn tokens:
| How you can earn the tokens | Tokens earned |
| SC Visa Credit Card accumulated spends* of S$50 | 1 token |
| SC MasterCard Credit Card accumulated spends* of S$50 | 2 tokens |
| New SC Credit Card or SC EasyBill | 10 tokens |
| New SC EasyPay | 20 tokens |
The top 20 customers with the highest number of tokens during each qualifying period will be rewarded with $2,000 worth of TANGS SCB vouchers each.
The promotions above run for each qualifying period. Here are the ongoing and upcoming ones:
- 16 Nov 2023 – 15 Dec 2023 (register by 15 Dec 2023)
- 16 Dec 2023 – 15 Jan 2024 (register by 15 Jan 2024)
To get started, you need to register for the programmes above. It’s the same, single registration for both promotions
Step 1: Login in to your SC Mobile App. Look out for the invitation for A Million Reasons to Be Happier and tap on ‘Register’.
Step 2: Spend on your SC Credit Card. You should also receive confirmation from SC that you’re registered.
Step 3: As an extra plus, you can easily track your spending with the in-app tracker.
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4. UOB: Complimentary Crossings luggage with $3,500 spend
Need a new luggage bag for your travels? You might just receive a complimentary Crossings luggage from UOB if you hit certain minimum spends on your UOB credit card or debit card:
- 24″ Crossing luggage (S$3,500 min. spend)
- 28″ Crossing luggage (S$5,500 min. spend)
This promotion ends on 31 Dec 2023.
The catch is, you have to hit these minimum spends in a single transaction. So this is best if you’ve got a big ticket purchase coming up, and probably won’t be as useful to you if you’re only looking at everyday purchases or affordable Christmas gifts from now till the end of the year.
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5. CIMB Credit Cards Christmas 2023
Ready to shop this Christmas? CIMB is rewarding top spenders with Apple products and eCapitaVouchers!
CIMB’s first promotion this Christmas 2023 is for Apple Watches, iPads and iPhone 15s:
| Minimum qualifying spend amount | Gift for top spenders | Gift for subsequent eligible spenders |
| S$10,000 | Apple Watch SE Gen 2 40mm (worth S$379)—For Top 400 spenders | S$50 worth of eCapitaVouchers |
| S$16,000 | iPad 10th Gen 10.9 64GB (worth S$685)—For Top 200 spenders | S$80 worth of eCapitaVouchers |
| S$24,000 | iPhone 15 128GB (worth S$1,299)—For Top 100 spenders | S$120 worth of eCapitaVouchers |
Their second promotion isn’t a competition to spend the most amount of money. Simply make a minimum of 3 transactions of $100 to receive an eCapitaVoucher. The more you spend, the more you get.
| Qualifying transactions
(min. S$100 per transaction) |
Gift | Capped at |
| 3 to 9 | S$8 worth of eCapitaVoucher(s) | 6,000 Eligible Cardmembers |
| 10 & above | S$35 worth of eCapitaVoucher(s) | 4,000 Eligible Cardmembers |
Both promotions run till 8 Jan 2024, and you’ll be notified of your gift by 28 Feb 2024. Enrol for these promotions with a single, one-time registration by sending an SMS in the following format to 75558:
XM23<space>last 4 digits of your NRIC (e.g. XM23 4567 if your NRIC is S1234567A)
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6. Maybank: Festive Sure-Win Game
This Christmas, Maybank’s Festive Sure-Win Game might just win you an iPhone 15 Pro, iPad, or Nespresso machine.
From 1 Nov to 31 Dec 2023, spend $3,000 on your Maybank card to earn 1 Sure-Win Game Chance. Each additional $1,000 you spend gets you an additional chance, up to a maximum of 13 chances per cardmember. There’s also a cap of 12,705 chances in total, given out on a first-come-first-served basis.
| Sure-Win Game Prizes | No. of Prizes |
| iPhone 15 Pro 128GB | 10 |
| iPad 10.9″ WiFi 64GB (10th Gen) | 15 |
| Nespresso Pixie Coffee Machine | 30 |
| S$50 eCapita Voucher | 150 |
| S$20 Grab Gift Voucher | 500 |
| S$5 Cashback | 12,000 |
On top of the Sure-Win Game Prizes, Maybank cardmembers who meet the spend tiers below will also receive bonus gifts. This is capped at 1 bonus gift per spend tier.
| Special Spend Tiers | Bonus Gifts | No. of Bonus Gifts |
| S$3,000 | S$30 Cashback | 1,500 |
| S$6,000 | S$50 Cashback | 500 |
| S$10,000 | A pair of Immersive Disney Animation Admission Tickets with complimentary merchandise | 250 |
| S$15,000 | A pair of Matilda The Musical A Reserve Tickets (worth S$376) | 50 |
To take part in this promotion, follow these steps:
- Login in your Maybank TREATS SG App and register for the promotion. Maybank also says to allow notifications.
- Spend at least $3,000 by 31 Dec 2023 to qualify for at least 1 Sure-Win Game Chance.
- Receive your Game Code by 22 Jan 2024.
- Play the Festive Sure-Win Game by 12 Feb 2024.
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7. Citibank: Complimentary American Tourister luggage with $2,000 spend on SIA
Citibank cardholders, your bank is giving you an American Tourister luggage bag when you spend $2,000 on Singapore Airlines with your Citi card.
The gift is an American Tourister Argyle Spinner 68/25 Luggage, which retails at $182 on the official American Tourister website. To get this gift, here’s what you need to do.
- Enrol in “Citi Cards Online Spend and Get” by sending an SMS to 72484 in this format: CITISQTTF<space>Last 4 digits of your eligible Citi Card number (e.g. CITISQTTF 1234)
- Spend a minimum of $2,000 in a single transaction for Singapore Airlines tickets with your Citi Card. You can do so via the Singapore Airlines website or SingaporeAir Mobile App, as long as you make your purchase by 31 Dec 2023.
That’s it! Do note that this promotion is capped at the first 1,200 customers, so you might want to book your next holiday sooner rather than later.
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8. DBS: Up to 10% off Emirates flights
From now till 31 Jul 2024, DBS/POSB Mastercard cardmembers can use the promo code <SGMAST1> to enjoy up to 10% off flight fares on Emirates from Singapore. The exact discount depends on where you’re going, and the cabin class you book:
Singapore to Melbourne
- 10% off Flex and Flex Plus Fares for Business and Economy Class cabins
Singapore to all other Emirates destinations
- 5% off Saver Fares for Economy and Business Class cabins
- 8% off Flex and Flex Plus Fares for Premium Economy Class cabins
- 10% off Flex and Flex Plus Fares for Business and Economy Class cabins
Make your booking by 31 Jul 2024 for travels from now till 31 Aug 2024.
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9. DBS: $20 off AirAsia flight bookings on weekends
Planning to travel to Malaysia, Indonesia or Thailand soon? DBS cardholders can take $20 off AirAsia flights simply by booking them on a weekend, with a minimum spend of $250. You don’t need any promo code—here’s what you need to do.
Step 1: Download the airasia Superapp or login on the AirAsia website.
Step 2: Select AirAsia flights departing from Singapore to the following destinations:
- Malaysia: Kuala Lumpur, Langkawi, Penang, Ipoh, Kota Kinabalu, Kuching, Miri, Sibu
- Indonesia: Jakarta, Bali, Yogyakarta, Surabaya
- Thailand: Bangkok – Don Mueang, Phuket and Chiang Mai
Note that the minimum spend is $250 to enjoy $20 off.
Step 3: Make payment with a DBS/POSB credit card or debit card. The $20 will be automatically applied, no promo code needed. There’s also a cap of 300 redemptions per day. So to guarantee your discount, you may wanna sacrifice sleep on a weekend and wake up a little earlier to book it.
Book your AirAsia flight with your DBS/POSB credit or debit card from now till 31 Dec 2023 on Saturdays and Sundays. The applicable travel period is from now till 26 May 2024.
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10. HSBC: 5% off airfare on EVA Airways
From now till 31 Dec 2023, book your EVA Airways flight with your HSBC credit card to enjoy 5% off round-trip flights from Singapore to Asia, Europe or North America.
Here’s the full list of destination cities eligible for the promotion:
- Asia: China, Hong Kong, Macau, Japan, South Korea, Taiwan
- Europe: Amsterdam, London, Milan, Munich, Paris, Vienna
- North America: Chicago, Houston, Los Angeles, New York, San Francisco, Seattle, Vancouver, Toronto
- Australia: Brisbane
The 5% discount is applicable for adult, child and infant fares. If you’re applying for a one-way trip, the discount is halved to 2.5% instead of 5%.
Make your booking by 31 Dec 2023 for any trips that take place from now till 31 Dec 2024.
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If you own a credit card, you’re entitled to dining, travel, and other lifestyle offers you may not even know about. Each bank has their own privilege programme or deals catalogue that makes claiming a deal as easy as applying a promo code or claiming a voucher on your banking app.
These differ from rewards programmes that let you redeem gifts using points accumulated from your credit card spending—for example, redeeming a $5 NTUC voucher with 100 points. Here, we’re talking about catalogues of deals and promotions that you have the privilege of accessing simply because you have a credit card with that bank—for example, showing your credit card at a restaurant to enjoy a 1-for-1 offer on all main courses.
Here’s a list of credit card promotion/privilege programmes in Singapore for UOB, DBS, and more.
UOB: UOB Rewards+
UOB Rewards+ is the UOB rewards programme that all UOB Cardmembers are entitled to. It also claims to be the largest rewards catalogue in Singapore. So if you have a UOB card, make sure you download the UOB TMRW app to browse all deals. You can also view dining deals at The Dining Advisor.
Standard Chartered: The Good Life
The Good Life Privileges is a deals and rewards programme open to anyone with a Standard Chartered credit or debit card (or both).
Citibank: Citi World Privileges
Citi World Privileges is full of deals for not just the rest of the world while you’re on holiday, but when you’re back home in Singapore too.
DBS Privileges and Offers
DBS may not have a fancy schmancy name for their credit card offers programme, but they’ve still got a ton of good deals you should check out.
American Express: Love Dining and Chillax
Amex Platinum cards aren’t the most accessible, but give you access to tons of dining deals and privileges. Check out their Love Dining deals for offers at restaurants and hotels, and their Chillax programme 1-for-1 drink offers and welcome cocktails at bars around the island.
HSBC Credit Card Promotions and Deals
Like DBS, HSBC doesn’t have a dedicated name for their HSBC credit card promotions programme. An HSBC credit card also gives you access to standard offers on The Entertainer with HSBC, although only selected cards give you premium offers.
OCBC Credit Card Promotions
Another nameless programme, OCBC’s credit card promotions and deals span across food, fashion, health and many other categories.
Maybank Credit Card Promotions
The Maybank credit card promotions are all listed online, but don’t forget to change the filter to see the promotions you want. Categories include: dining, beauty, travel, wellness, shopping, and more. There doesn’t seem to be a way to see all categories at once.
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