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Earning air miles through credit card payments comes with certain limitations. Expenses such as income taxes, rent, insurance premiums, and education fees are typically exempted from earning miles when paid with credit cards.
Introducing Citi PayAll – the underrated hack in your miles accumulation journey. A feature offered exclusively on the Citi Mobile App, Citi PayAll is available to all Citi Credit Cardmembers. You may utilise Citi PayAll to pay for these expenses and earn miles at the same time.
From now till 31 July 2024, Citi PayAll is running an exclusive campaign. By spending S$5,000 on qualifying non-tax transactions such as rent, insurance premiums, education fees on a single card, you may earn 1.6 miles or 4 Points per S$1 spent on non-tax transactions, and 2 miles or 5 Points per S$1 spent on taxes paid.
With the minimum spend being reduced from S$8,000 previously to S$5,000 on non-tax transactions now, it is now more attainable to qualify for the promotion. For those who have substantial bills or regular expenses that can be paid through Citi PayAll, the potential rewards, including a free flight to Taipei as reflected in the infographic above, are certainly worth a consideration.
As an extra sweetener, the first 2,000 qualifying Citi PayAll customers with a minimum spending of S$8,000 on qualifying non-tax transactions will receive S$80 GrabGifts Vouchers. Terms and conditions apply.
How To Start Paying Bills Via Citi PayAll?
It is relatively straightforward, and we can do it anytime and anywhere via the Citi Mobile App.
Step 1: Log into the Citi Mobile App
Step 2: Tap on “Payments” (bottom row) and select “Citi PayAll”
Source: Screengrabs from Citi PayAll website
Step 3: Tap on “Start using Citi PayAll” and select “Setup Citi PayAll”
Step 4: Select a payment category and the preferred payment frequency. We may review the entire list of possible payments we can make via Citi PayAll here. They include education fees, taxes, rent, insurance premiums, renovation fees, property agent fees, wedding expenses, electricity bills, membership fees, rent and more.
Step 5: Enter the payment amount, payment date, preferred card type, service fee option, and payment details. Here, we can select the Citi Credit Card prefer and review the rewards we will earn by paying using Citi PayAll.
Step 6: Finally, we can review and confirm our payment details.
It takes up to four business days for our transactions to be processed. This means our Citi Credit Card may get charged four business days in advance.
Read Also: Understanding How Credit Card Rewards Points Work, And Is There A Best Time To Redeem For Rewards?
Income Tax Season Is Here: Build Up Your Miles While Paying Your Bills
As income tax season approaches, consider maximising your rewards by earning miles while paying your bills. With opportunities to earn 2 miles or 5 points per S$1 spent on taxes, it’s a win-win situation for your finances and your travel dreams. Don’t miss out on turning your expenses into exciting adventures – start your miles building journey with Citi PayAll today!
The post Citi PayAll Guide: How You Can Earn Miles When Paying Bills That Don’t Normally Give Credit Card Rewards appeared first on DollarsAndSense.sg.