The rising cost of living in Singapore has made raising a child a relatively expensive affair.
Fortunately for us in Singapore, there are a slew of childcare subsidies to help parents defray costs related to raising young children before they enter school, depending on the eligibility, as well as the terms and conditions of the subsidies. The subsidies have been further enhanced to help families, and they have been introduced from January 2020.
This is on top of the Baby Bonus’ and dollar-for-dollar matching in the Child Development Account, which the government will provide for upon the birth of a new child. Here are the major subsidies parents should know about and utilise. These subsidies are on top of the reduced monthly caps of $640 for government-supported preschools and $680 for partner operators that will be introduced from 2025, as announced in Budget 2024.
Read Also: 7 Ways For Singapore Parents To Maximise The Child Development Account (CDA)
#1 Subsidies For Infant Care And Childcare
| Childcare Subsidy | Benefits for each child | Application eligibility |
| Basic Childcare Subsidy | Up to $600 for full-day infant care (aged 2 – 18 months) or up to $300 for full-day childcare for working mothers. Up to $150 for non-working mothers |
Child must be enrolled in ECDA-licensed centre |
| Additional Childcare Subsidy | Up to $710 (infant care) / Up to $467 (childcare) |
Gross monthly household income of $12,000 and below or Per Capital Income of $3,000 and below for larger families. For mothers and single fathers who work a minimum 56 hours a month, including full/part-time and freelance work arrangements |
| Child Care Financial Assistance and Start-Up Grant | Additional financial assistance for low-income families who face difficulties paying child care fees, even after receiving Basic and Additional Subsidies. Start-up Grant defrays the initial costs of enrolling their child into an infant care or child care centre |
Child must be Singapore Citizen and enrolled in an affordable infant or child care centre. Both parents must be working work a minimum 56 hours a month, or provide valid reasons if unable to work |
Basic Childcare Subsidy
All parents with children who are Singapore Citizens are entitled to a Basic Childcare Subsidy. To be eligible for the subsidy, the child must be enrolled in a childcare centre licensed by the Early Childhood Development agency (ECDA).
While the income level of the family is not taken into account for the Basic Childcare Subsidy, the amount given depends on the mother’s working status. Working mothers will be given a higher Basic Subsidy of $600 for full-day childcare subsidy, while non-working mothers will only be given $150.
Read Also: Early Experiences Matter: Why Parents Shouldn’t Neglect Their Child’s Pre-School Years
Additional Childcare Subsidy
In addition to the Basic Subsidy, eligible families who meet the criteria can also apply for the Additional Subsidy. To be eligible, the family must have a gross monthly household income of $12,000 or below, or have a gross monthly per capita income of $3,000 and below for larger families with at least 3 dependents who are not earning an income.
In addition to the income eligibility, mothers in the household or single fathers should work a minimum 56 hours a month in any work arrangement, including full/part-time and freelance work, in order to be able to apply for the Additional Subsidy.
Read also: Financial Problems The Sandwich Generation Today Have That Their Parents Didn’t
Child Care Financial Assistance and Start-Up Grant
For families who face difficulties paying child care fees even after receiving Basic and Additional Subsidies, they can apply for financial assistance. In addition, they are able to apply for Start-Up Grant, while helps to defray the initial costs of enrolling their child into an infant or child care.
Families who wish to apply for Financial Assistance or Start-Up Grants can approach their childcare centres for application. To apply, the child must be a Singapore Citizen, whose parents have enrolled them in an affordable infant or child care centre.
In addition, both parents must each be working at least 56 hours per month, otherwise they will need to provide a valid reason for unable to work. Applications must be supported with relevant documents.
#2 Subsidies For Kindergarten
| Childcare Subsidy | Benefits for each child | Application eligibility |
| Kindergarten Fee Assistance Scheme (KiFAS) | Between $17 and $161 KiFAS subsidy, with minimum co-pay of $1 | Child is a Singapore Citizen, and is enrolled in an Anchor Operator or Ministry of Education kindergarten. Gross monthly household income of $12,000 and below or Per Capital Income of $3,000 and below for larger families |
| KiFAS Start-Up Grant | Start-up Grant defrays the initial costs of enrolling their child into a kindergarten, up to $240 per year | Gross monthly household income of $1,900 and below or Per Capital Income of $650 and below |
Kindergarten Fee Assistance Scheme (KiFAS)
To help ensuring Kindergarten programmes remain affordable and accessible for Singaporean children from low- and middle-income families, the Kindergarten Fee Assistance Scehem (KiFAS) was introduced. The Scheme is further enhanced from January 2020.
To be eligible for the subsidy, the child must be enrolled in a kindergarten operated by an Anchor Operator (AOP) or Ministry of Education (MOE). In addition, the family must have a gross monthly household income of $12,000 or below, or have a gross monthly per capita income of $3,000 and below for larger families with 5 or more family members living in the same household with at least 3 dependents who are not earning an income.
Non-parent caregivers, such as grandparents, foster parents and legal guardians can also approly for KiFAS subsidy under Special Approval. Each application will assessed on a case-by-case basis, with submission of relevant documents.
Read Also: The Sandwich Generation: How To Juggle Between Caring For Your Parents And Looking After Your Children
KiFAS Start-Up Grant (SUG)
For families who need assistance with enrolling their children into kindergarten, they can also apply for the KiFAS Start-Up Grant. The Grant helps to defray the initial cost of enrolment into kindergarten, such as registration fees, deposits and school uniform.
To apply for the Grant, the child must be a Singapore Citizen, and the family must earn a monthly gross household income of $1,900 and below, or gross per capita income of up to $650. The application is assessed on a case-by-case basis, with the amount capped at $240. Families who wish to apply for the Grant can obtain the application from and submit the completed application, together with relevant documents, through their kindergarten.
Read Also: Guide To Financial Planning For Parents Of Children With Added Needs In Singapore
This article was first written on 19 June 2020 and has been updated with the latest information.
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